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Mathishard
03-30-2006, 10:52 AM
I AM HAVING A PROBLEM WITH THIS, CAN SOMEONE PLEASE SHOW ME HOW TO DO IT?


1) Effective Rate Vs. Nominal Rate

a. The Happy Savings Bank offers a nominal interest rate of 6% compounded quarterly while the Peoples Credit Union offers a nominal interest rate of 6.2% compounded semi-annually. In this situation, you are depositing (investing) your money. You are not borrowing money.
Determine the following:

1) The Effective Interest Rate for Happy Savings Bank

2) The Effective Interest Rate for Peoples Credit Union

3) Which institution gives the best deal?